JAKARTA - PT Bank Central Asia Tbk (BBCA) credit target in 2010 rose 15 percent from the previous period. Optimism caused many businessmen will invest in line with improving economic conditions.


"We are targeting credit to rise 15 percent next year. The many businessmen predicted that reached maximum production in the next year. So they would need another loan," said President Director of BCA DE Setijoso at Hotel Grand Indonesia Kempinski, Jakarta, Friday (30 / 10/2009).

Until September 2009, BCA credit portfolio for Rp112, 7 billion, up 6.8 percent from the previous registration Rp105, 4 trillion. Composition of consumer credit grew 28.6 percent from Rp19, 8 trillion to Rp25, 4 trillion. Commercial and SME loans rose 7.4 percent from Rp39, 45 trillion to Rp42, 6 trillion. While corporate loans dropped 3.7 percent instead of the Rp46, Rp44 trillion to 1, 4 trillion.

"Credit corporation stopped because employers are still experiencing a global crisis due to the impact of the crisis and 2008. Even the impact is still felt until the third quarter of this year," added Deputy Director Jahja Setiaatmaja BCA.

But for this year, BCA will boost credit until the end of the year rose by 8-10 percent. Just BCA credit information until the end of 2008 for Rp112, 78 trillion.

Position ratio of non performing loans (NPLs) fell from 1.9 percent to 1.3 percent. While the provision of the NPL ratio of 296.5 percent in September 2009. CAR position of 16.3 percent, 3.4 percent ROA, and ROE of 31.8 percent. (Educate Purwanto / Newspapers SI / ade)